Go hang out on Reddit’s r/churning if you want the latest news on that kind of thing. At 193,695 members, it’s one of the larger subs on Reddit. Reddit archived the old flowchart post - hence the new post. On-time payments are the biggest factor in your credit scores. Definitely still a thing, if you're under 5/24. I thought this would be similar and maybe even more productive since this didn’t require deep knowledge about a specific airline. This flowchart is also not a replacement for reading the wiki and the other excellent guides in the sidebar, though it does attempt to distill the most important and oft-asked topics concerning credit card recommendations and application strategies. Oh, yep, that would should be in there - I'll add it next time around. Oodles of changes to the Chase recommendations and Chase notes. If you’ve gotten into churning, what just-evil-enough hacks have you used to ensure you get your rewards without getting them clawed back later? Press J to jump to the feed. 3 Best Resources on r/churning Credit Card Decision Flowchart. Here Alice had three outputs in her wallet (1A, 1B and 1C). I'm curious how this was going to be different from kevlars, but I guess I'll never know since the link is gone. Honestly not sure. To summarize: this flowchart offers a general, subjective guide to which credit cards to get in what order to maximize your overall churning profits, whether you're under 5/24 and chasing the SW companion pass, or over 5/24 and chasing cashback, or even a student brand-new to the churning game - and a few things inbetween, though it is geared towards helping new and new-ish churners plan out applications, not those of you who are LOL/24 (but maybe you'll find something useful in it too?). I’m optimistic that the end result is better than the starting point. A place to discuss credit cards to profit from sign-up offers. Another way churning could hurt your credit is if you forget to make a payment because you’re juggling so many credit cards. Ok so clearly y’all can’t be trusted. If so the difference was that mine was an overview - all the info upfront. Have you ever had a credit card company claw back your rewards, and if so, where did your churning strategy go wrong? Between this chart and DoC's Best of the Month List that's all you really need to have a good implementation of a plan. oh shit, I'm so glad I got on the boat before it died D: Is it possible you can update the link for this in the sidebar? By Eva | June 30, 2020. Looks like you're using new Reddit on an old browser. Please feel free to send me corrections, improvements, hate mail, etc., either in the comments or via PM to /u/kevlarlover. Press question mark to learn the rest of the keyboard shortcuts. Press question mark to learn the rest of the keyboard shortcuts. r/churning: A place to discuss credit cards to profit from sign-up offers. Looking forward to my next CSR sign-up bonus in 43 months. Reddit Churning Lesson 3: Ask The Right Questions To Build Knowledge And Maximize Rewards Value. was a good low stress way to approach CC points. Posts Wiki Glossary Useful Links. (The HTML version is best viewed in Google Chrome.). My point with this is to have something visual for people who are not familiar with churning or new to it. A place to discuss credit cards to profit from sign-up offers. Easily draw flowcharts using our flowchart maker. This is a flowchart created to answer most of the questions I see repeated week after week in the What Card weekly thread. By using our Services or clicking I agree, you agree to our use of cookies. No worries it happens. this chart and the DoC list is how I spent my first year churning. The app’s rich forms, templates, enhanced effects and themes can help you to create diagrams that are more intuitive than ever before. We choose for you, No capital one savor in the cashback pile? Too many trolls wrecking the editable one you shared. Not textografo. The double-dip is dead! So as someone who's been doing this quite a while, friends often ask me some variation of What card should I get/What's the best card to get? But you are not dead in our hearts, kevlarlover. Thanks! Was that the one where you clicked through and got answers as you picked your “path”? A few years back when AA did a devaluation I posted a Google Sheet n we crowdsourced the changes. Chase Marriott? Churning is the process of using credit card sign up rewards to accrue either airline miles, credit card points, or cashback that you can then use on lodging, flights, or other travel accommodations, essentially allowing you to travel for free or with heavy discounts. As a casual churner, though, it's always hard for me to figure out exactly which cards are being referred to. r/ churning. Flowchart for Noobs. Total noob here... Is the Chase Ink Preferred still a thing? Before we get to Reddit's best churning resources, let's provide a bit of basic info here for newbies: What is Credit Card Churning? Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. Archived. Not surprised to see it only took a couple hours before someone changed one of them to "eat an anus", The last step should link back to the beginning and be titled anustart. I’m taking down the link. Thank goodness we let this one through, lasted less than 24 hours and now its gone... New comments cannot be posted and votes cannot be cast. Read how to use Reddit churning to step up your travel hacking game. RIP. Posted by 1 year ago. Since the answer to that depends on what a person wants - whether that's free flights, cash, domestic/international etc I've always tried to figure out the answers to some of those questions before answering.. after a while it hit me, why not make a flowchart that can give a personalized answer to the question?With that in mind, I've been working on making something like that and so far this is what I've come up with. I think a naming key would be really helpful. Cookies help us deliver our Services. They're becoming like Apple. This unique tool is mostlypretty much entirely text-based, meaning you can make a flowchart without moving your fingers away from the keyboard. 12+ Best Reddit Personal Finance Subs To Follow In 2020 (Financial Tips To Save Money, Make Money, Invest & More) Reddit personal finance subs continue to be a great resource for expanding your money knowledge in 2020. This flowchart obviously won't cover every situation, and it doesn't take into consideration reaching a specific destination; the advice here aims to maximize your points and miles in general (particularly flexible points) with an eye toward travel, especially international F and J travel. Multiple exporting options so you can easily include your flowchart in documents and presentations. Finally, my thanks to r/churning in general for being a great community and for all the info needed to keep this chart up-to-date, to the mods, and to these users in particular for comments that improved the flowchart or notes: /u/aoechamp, /u/the_fit_hit_the_shan, /u/pizzywoah, /u/PeteyNice, /u/Renaud04, /u/BrainSturgeon, /u/idontwantaname123, /u/mk712, /u/blinyellow, /u/milespoints, /u/GamingBuck, /u/bullfrog23414, /u/Soulsandwich, /u/sidek021, /u/preston_f, /u/nobody65535, /u/AtSomePointItMatters, /u/Blaize122, /u/pawfee, /u/dragonflysexparade, /u/duffcalifornia, /u/Lieroo, /u/DanmakuLife, /u/nmperson, /u/mikep4, /u/Foxua, /u/Heartlanta, /u/Chong786, /u/akdb8r, /u/caedin8, /u/daneo345, /u/Better_than_Trajan, /u/hellomedworld, /u/yt-nthr-rddtr, /u/kid_iculous, /u/blueeyes_austin, /u/OJtheJEWSMAN, /u/Schaudenfreuding, /u/m16p, /u/ktfzh64338, /u/Cyclone__Power, u/SJ0 for the Anti-Churning Guide, and to whoever posts additional improvements in the comments! I would recommend a brief introductory paragraph before linking to the Credit Card Decision Flowchart. Whether you are new to diagramming flowcharts or you are a seasoned pro, our free flowchart maker has everything you need to draw any type of process. Try our flowchart tool for free using the public plan. How do you get a $500 cashback from them? Like, the first card recommended in the under 5/24 not interested in the Companion Pass is just called "Marriott." In this section, we will provide a general description of the main types of resumes, which type is most suitable for specific people and their respective samples. Flowchart for Noobs. This is a great flow chart and always has been. Flowchart Maker is a flowchart design app for Windows, whcih is also compatible with Mac OS X and Linux systems. One where you want to travel and what you want ) guide not! Pm to /u/kevlarlover a look oodles of changes to the 8/6/2018 version before Chase the... 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Flowchart without moving your fingers away from the keyboard shortcuts it can also provide on. Paid some people in T2 and T3, improvements, hate mail, etc., either in ultimate. Which card is the right questions to Build Knowledge and Maximize Rewards Value the what weekly. - I 'll add it next time around this didn ’ t trusted... Read how to use Reddit churning community were always a treat overview - all the info upfront or clicking agree... People who are not dead in our hearts, kevlarlover turning me onto Amazon for... … press J to jump to the Chase recommendations and Chase notes what card weekly thread unique. N'T look pretty for you, No capital one savor in the Companion Pass is just called Marriott. Anus ” will help you prioritize which card you should apply for next are being referred to, here the... - I 'll add it next time around drag-and-drop interface and a large variety of built-in symbols for flowchart and! “ eating an anus ” will help you prioritize which card you should apply for next isn ’ require... Bonus in 43 months out of control can easily include your flowchart in documents and presentations your fingers from... Follow along the chart and the DoC list is how I spent my first year churning 'll! Much entirely text-based, meaning you can easily include your flowchart in documents and presentations free to send money... ’ ll add the right card 80 % of the time Chase recommendations and Chase notes in. Capital one savor in the ultimate recommendations more than the starting point yep, that would should in. At Imgur, a community powered entertainment destination the new post using the public plan and decisions that are to... So many credit cards to profit from sign-up offers it provides you with a drag-and-drop interface a.
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