If Chase rejects you, it might be a credit line issue. Bank of America Application and Reconsideration Line Your email address will not be published. If you have requested either a line of credit increase or a balance transfer on an existing American Express card account, please call the number on the back of your card regarding the status of those requests. Your email address will not be published. Got approved this morning, this is the 17th business day after i applied, but i must say, I am happy that wait was over, despite all the time when I anxiously opened my email to realize there was still no answer, I was denied and called the recon line. American Express Reconsideration Line American Express doesn’t have a specific reconsideration line, so if you’re interested in reconsideration for an American Express credit card, you can call the application status line (for new customers) or the general cardholder line (for existing customers). American Express reconsideration line. Followed up with customers service for reconsideration and the review remained the same. I did however receive an acknowledgement email that they received my paperwork requested. Most Amex cards offer a bonus of extra points if you refer a friend. It happens sometimes. If you have reached this point, the underwriting team is the unit that reviews the application, and unfortunately, they are not customer-facing, which means you will just have to hang tight for a couple of weeks. About a week after the approval I app’d for the Delta SkyMiles card and have been ‘In Progress’s since June 7!!! In my experience, however, most premium (higher annual fee cards), get expedited and are automatically sent by FedEx or UPS and arrive a few days later. Follow me on Facebook, Twitter, Google+, or RSS feed. Required fields are marked *. Thank you for your interest in American Express.” After another day my card was approved without even need to call them back! While we’re reviewing your application, please don’t apply for another Business Platinum Card®. About a week later I received another letter stating I was denied. Double Cash card is 2% back on EVERYTHING. Once. In the rare event the credit analyst does not budge on approval, politely hang up and call again to get a different credit analyst. Also need to bake in the holidays so hang tight. Both methods are explained in detail below. He explained to me that it was automatic to stop the second application for fraud prevention. But I digress. Amex credit card reconsideration line If you’re not approved for your credit card then you’ll probably want to call up to the Amex reconsideration line. While the rep might not bring it up at first, he/she sees what’s driving down your score and it’s best to talk about the elephant than to avoid it. Current cards: (list cards, limits, opening date) Visit the American Express Application Status page to look up the status of your recent Amex card applications. Remember – the Amex credit analysts have the power to approve you over the phone, so you want to be as accommodating as possible. Next, say “status” to get the right team. I have called the application status telephone number several times and each time they state to give them 3 – 5 business days. This phone line gives you the chance to plead your case and show why you should be approved for a card. You can check your American Express credit card application status online or by phone (1-800-567-1083). There are a number of Bank of America reconsideration phone numbers that I was able to find. Enter your email address in the top left corner of the site and that’s it. In Progress: You may have an option on the Next Step to click a button a provide more information they need. If your application was denied, you can call the American Express reconsideration line and ask them to reconsider. When calling the reconsideration line, he was told that the Pay Over Time feature was active on one of his charge cards and counted as an open line of credit, putting him over the limit. The system will ask “are you calling to apply for a new card or check the status of your application”. 1-877-399-3083 (new customers) 1-866-314-0237 (existing customers) Capital One Credit Card Reconsideration. Applied with rep over the phone and was denied. Called my bank and they thought I was speaking a foreign language and had to talk to several people to finally get one in the next 3 weeks mailed to me..lol. Awesome info. They are sending it off for manager approval (this team is not customer-facing as mentioned). Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision. Therefore, I was wanting to complete my new credit card strategy by including the AMEX Blue Cash Preferred because it gives you 6% back from grocery stores (not to include places like Costco, Walmart, etc.) Be one of the 10s of 10s of people who subscribe to receive email updates whenever I post a new article. Keep in mind, American Express still has the final say in whether you’ll be approved. It is possible to appeal that decision, but don’t be offended when American Express sticks to … I got denied today called reconsideration dept and she sent me for manual review and they will contact me. While the score itself plays a big role, what factor drove the score increase? The Amex Green card has perks including up to $100 per calendar year in statement credits for purchases with CLEAR and LoungeBuddy and 3x bonus Amex points on travel purchases. The Green, Gold, and Platinum cards are all charge cards. I believe it said said too many inquiries within 12 months, and a delinquent account. Close. In any case, I stumbled across the link to this site and decided to call the number. After I submitted this additional information the status notes changed to “Please check back on this site in 24 hours”. Hi, I recently applied for the SPG card from AMEX. CK 668 TU / 597 EQ and 654 EX FICO Guess u getting paid by amex. Only issue is lots of new inquiries and accounts due to taking up various offers. As with most things in life, persistence is key. Cancel anytime. Wouldn’t count out an approval. i would not expect a contact but i would definitely advise huca. Archived. I had Very Good odds for the Gold Delta Sky Miles card but didn’t want to pay the $95 fee. I applied for everyday blue card and the in progress status since 12/13/16. I applied for a Amex Plenti Card and needed to send in address verification info. The only part that diverges is my recommendation on small business credit cards – Chase has been really strict on approving business credit card applications but American Express is still equally as lenient with business apps as with personal apps. Unfortunately if you are trying to dodge a hard pull for the biz app, I can’t opine on that. Help. Should I even hope? Notify me of follow-up comments by email. Okay, I finally am back. American Express Reconsideration Line There isn’t a dedicated reconsideration line for Amex credit cards, but here are a few different customer service numbers you can call to talk to someone about your credit card application. After a lengthy app process (4506-T, copies of bank statements, paycheck, etc…Amex approved me for the legacy Green Charge. Few days later I got an email that I was declined “our records indicate that you have the max amount of accounts an types of cards that we allow”. I call to check status of app and the lady said it’s still in review now my Experian fico score is 776 no neg no inquiries and my credit history is 2 years 6 months wat could happen I wonder will they approve me because they had to send it back to reconsideration cause they told me they couldn’t pull a score up the first time so I wonder will they pull a hp now on my Experian to see my fico score my fico score Experian is 776 tu 756 eq 755 any suggestions for my first amex card. Legit. The phone numbers provided below have been typically called the Amex Reconsideration Phone Number, but realistically you can call even if your application has not been rejected yet and is merely pending. Kicker…I already have a Delta gold with address. Always remain polite, but don’t hesitate to ask for someone with more authority if you don’t receive the answer you want. If the American Express application status does not show “Approved”, the next step is to speak with a rep. What should I do. The application status website will tell you the card will arrive in 7-10 business days. In an email response to questions, an American Express representative wrote: “American Express does not have a dedicated \u2018reconsideration line,’ but card applicants can call our New Accounts department at the phone number provided on their decision letter to inquire about the status of their card application or ask any questions.” American Express has an online form to check the status of your card applications. The first is to call the bank’s reconsideration line and speak to a live human. Wait for them to contact you via phone or snail mail. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … Amex might still be hurting from their recent loss of Costco and will go the extra step to acquire new customers (just my theory). Learn how your comment data is processed. , say “ status ” to get the sign up bonus 've ever a. 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